Health care systems are designed to meet the
health care needs of target populations. There are a wide variety
of health care systems around the world. In some countries, the
health care system has evolved and has not been planned, whereas in
others a concerted effort has been made by governments, trade
unions, charities, religious, or other co-ordinated bodies to
deliver planned health care services targeted to the populations
they serve. However, health care planning has often been
evolutionary rather than revolutionary.
Goals
The goals for health systems, according to the
World Health
Report 2000 - Health systems: improving performance (WHO,
2000), are good health, responsiveness to the expectations of the
population, and fair financial contribution. Duckett (2004)
proposed a two dimensional approach to evaluation of health care
systems: quality, efficiency and acceptability on one dimension and
equity on another.
Providers
Health care providers are trained professional people working
self-employed or as an employee in an organization, whether a
for-profit company, a not-for profit company, a government entity,
or a charity. Organisations employing people providing health care
are also known as health care providers. Examples are doctors and
nurses, dentists,
medical
laboratory staff, specialist
therapists,
psychologists,
pharmacists,
chiropractors, and
optometrists.
Financing
There are generally five primary methods of funding health care
systems:
- direct or out-of-pocket
payments,
- general taxation,
- social health
insurance,
- voluntary or private health
insurance, and
- donations or community health
insurance.
Most countries' systems feature a mix of all five models. One study
based on data from the
OECD concluded that all
types of health care finance "are compatible with" an efficient
health care system. The study also found no relationship between
financing and cost control.
The term
health insurance is
generally used to describe a form of
insurance that pays for medical expenses. It is
sometimes used more broadly to include insurance covering
disability or
long-term nursing or custodial care
needs. It may be provided through a government-sponsored
social insurance program, or from private
insurance companies. It may be purchased on a group basis (e.g., by
a firm to cover its employees) or purchased by individual
consumers. In each case, the covered groups or individuals pay
premiums or taxes to help protect themselves from high or
unexpected health care expenses. Similar benefits paying for
medical expenses may also be provided through schemes organized by
the government and funded through contributions from users.
By estimating the overall cost of health care expenses, a routine
finance structure (such as a monthly premium or annual tax) can be
developed, ensuring that money is available to pay for the health
care benefits specified in the insurance agreement. The benefit is
administered by a central organization, most often either a
government agency or a private or not-for-profit entity operating a
health plan.
Many forms of commercial health insurance control their costs by
restricting the benefits that are paid by through
deductibles co-payments
coinsurance, policy exclusions, and
total coverage limits and will severely restrict or refuse coverage
of pre-existing conditions. Many government schemes also have
co-payment schemes but exclusions are rare because of political
pressure. The larger insurance schemes may also negotiate fees with
providers.
Many forms of government insurance schemes control their costs by
using the bargaining power of government to control costs in the
health care delivery system. For example by negotiating drug prices
directly with pharmaceutical companies, or negotiating standard
fees with the medical profession. Government schemes sometimes
feature contributions related to earnings as part of a scheme to
deliver
universal health care,
which may or may not also involve the use of commercial and
non-commercial insurers. Essentially the more wealthy pay
proportionately more into the scheme to cover the needs of the
relatively poor who therefore contribute proportionately less.
There are usually caps on the contributions of the wealthy and
minimum payments that must be made by the insured (often in the
form of a minimum contribution, similar to a deductible in
commercial insurance models).In health care delivery system
(primary health care) there are also providers in different ways,
for example Government, private, NGOs and traditional
medicine.
Payment models
Primary care
There are three ways to pay general practitioners. There has been
growing interest in blending elements of these systems.
Fee-for-service
Fee-for-service
arrangements pay
general
practitioners based on the service. They are even morewidely
used for specialists working in
ambulatory care.
There are two ways to set fee levels:
- By individual practitioners.
- Central negotiations (as in Japan, Germany, Canada and in
France) or hybrid model (such as in Australia, France's sector 2,
and New Zealand) where GPs can charge extra fees on top of
standardized patient reimbursement rates.
Other
In
capitation payment
systems, GPs are paid for each patient on their "list",
usually with adjustments for factors such as age and gender.
According to OECD, "these systems are used in Italy (with some
fees), throughout the United Kingdom (with some fees and allowances
for specific services), Austria (with fees for specific services),
Denmark (one third of income with remainder fee for service),
Ireland (since 1989), the Netherlands (fee-for-service for
privately insured patients and public employees) and Sweden (from
1994). Capitation payments have become more frequent in “managed
care” environments in the United States."
According to OECD, "Capitation systems allow funders to control the
overall level of primary health expenditures, and the allocation of
funding among GPs is determined by patient registrations. However,
under this approach, of GPs may register too many patients and
under-serve them, select the better risks and refer on patients who
could have been treated by the GP directly. Freedom of consumer
choice over doctors, coupled with the principle of "money following
the patient" may moderate some of these risks. Aside from
selection, these problems are likely to be less marked than under
salary-type arrangements."
In several OECD countries, general practitioners (GPs) are employed
on
salaries for the government. According to OECD, "Salary
arrangements allow funders to control primary care costs directly;
however, they may lead to under-provision of services (to ease
workloads), excessive referrals to secondary providers and lack of
attention to the preferences of patients." There has been movement
away from this system.
Health informatics
Health informatics or medical informatics is the intersection of
information science,
medicine and
health
care. It deals with the resources, devices and methods required
to optimize the acquisition, storage, retrieval and use of
information in health and biomedicine. Health informatics tools
include not only computers but also clinical guidelines, formal
medical terminologies, and information and communication
systems.
Management
Public health is concerned with
threats to the overall health of a community based on
population health analysis. The population
in question can be as small as a handful of people or as large as
all the inhabitants of several continents (for instance, in the
case of a
pandemic). Public health is
typically divided into
epidemiology,
biostatistics and
health services.
Environmental, social,
behavioral, and
occupational health are also important
subfields.
Vaccination policy refers to the
policy a government adopts in relation to
vaccination. Vaccinations are voluntary in some
countries and mandatory in some countries. Some governments pay all
or part of the costs of vaccinations for vaccines in a national
vaccination schedule.
Today, most governments recognize the importance of public health
programs in reducing the incidence of disease, disability, and the
effects of aging, although public health generally receives
significantly less government funding compared with medicine. In
recent years, public health programs providing vaccinations have
made incredible strides in promoting health, including the
eradication of smallpox, a disease that plagued humanity for
thousands of years.
An important public health issue facing the world currently is
HIV/AIDS. Another major public health
concern is
diabetes. In 2006, according to
the World Health Organization, at least 171 million people
worldwide suffered from diabetes. Its incidence is increasing
rapidly, and it is estimated that by the year 2030, this number
will double. A controversial aspect of public health is the control
of
smoking.
Antibiotic resistance is
another major concern, leading to the reemergence of diseases such
as
Tuberculosis.
Special health care systems
Cross-country comparisons
Direct comparisons of health statistics across nations are complex.
The
Commonwealth Fund, in its
annual survey, "Mirror, Mirror on the Wall", compares the
performance of the health care systems in Australia, New Zealand,
the United Kingdom, Germany, Canada and the U.S. Its 2007 study
found that, although the U.S. system is the most expensive, it
consistently underperforms compared to the other countries. A major
difference between the U.S. and the other countries in the study is
that the U.S. is the only country without
universal health care. The
OECD also collects comparative statistics, and has
published brief country profiles.
| Country |
Life
expectancy |
Infant mortality
rate |
Physicians per 1000
people |
Nurses per 1000
people |
Per capita expenditure on health (USD) |
Healthcare costs as a percent of GDP |
% of government revenue spent on health |
% of health costs paid by government |
| Australia |
81.4 |
4.2 |
2.8 |
9.7 |
3,137 |
8.7 |
17.7 |
67.7 |
| Canada |
80.7 |
5.0 |
2.2 |
9.0 |
3,895 |
10.1 |
16.7 |
69.8 |
| France |
81.0 |
4.0 |
3.4 |
7.7 |
3,601 |
11.0 |
14.2 |
79.0 |
| Germany |
79.8 |
3.8 |
3.5 |
9.9 |
3,588 |
10.4 |
17.6 |
76.9 |
| Japan |
82.6 |
2.6 |
2.1 |
9.4 |
2,581 |
8.1 |
16.8 |
81.3 |
Norway |
80.0 |
3.0 |
3.8 |
16.2 |
5,910 |
9.0 |
17.9 |
83.6 |
| Sweden |
81.0 |
2.5 |
3.6 |
10.8 |
3,323 |
9.1 |
13.6 |
81.7 |
| UK |
79.1 |
4.8 |
2.5 |
10.0 |
2,992 |
8.4 |
15.8 |
81.7 |
| US |
78.1 |
6.7 |
2.4 |
10.6 |
7,290 |
16.0 |
18.5 |
45.4 |
Efficiency and effectiveness of service are the focus of these
profiles. Perhaps most efficient is
Healthcare in Taiwan, costing 6 percent
of GDP (~1/4 US cost),
universal
coverage by a government-run insurer with
smart card IDs to fight
fraud.
Health care by country
Afghanistan
Beginning
in 1979, military conflict
destroyed the health system
of Afghanistan
. Most medical professionals left
the country in the 1980s and 1990s, and all medical training
programs ceased. In 2004 Afghanistan had one medical facility for
every 27,000 people, and some centers were responsible for as many
as 300,000 people. In 2004 international organizations provided a
large share of medical care. An estimated one-quarter of the
population had no access to health care. In 2003 there were 11
physicians and 18
nurses per 100,000 population, and the per capita
health expenditure was US$28.
Algeria
Health in Algeria, according to
information from a March 6, 2006 United States
report, does not compare well with the developed
world. Algeria
has
inadequate numbers of physicians (one per 1,000 people) and
hospital beds (2.1 per 1,000 people) and poor access to water (87
percent of the population) and sanitation
(92 percent of the population). Given Algeria’s young
population, policy favors preventive
health
care and clinics over hospitals. In keeping with this policy,
the government maintains an
immunization program. However, poor sanitation
and unclean water still cause
tuberculosis,
hepatitis,
measles,
typhoid fever,
cholera, and
dysentery. In
2003 about 0.10 percent of the population aged 15–49 was living
with human immunodeficiency virus/acquired immune deficiency
syndrome (
HIV/
AIDS). The
poor generally receive health care free of charge, but the wealthy
pay for care according to a sliding scale. Access to health care is
enhanced by the requirement that doctors and dentists work in
public health for at least five years.
However, doctors are more easily found in the cities of the north
than in the southern
Sahara region.
Argentina
Argentina
’s health care system is composed of three sectors:
the public sector, financed through
taxes; the private
sector, financed through voluntary insurance schemes; and the social security sector, financed through
obligatory insurance schemes. The Ministry of Health and
Social Action (MSAS), oversees all three subsectors of the health
care system and is responsible for setting of regulation,
evaluation and collecting statistics.
Argentina has three sectors. The public sector is funded and
managed by Obras Sociales, umbrella organizations for Argentine
worker's unions. There are over 300 Obras Sociales in Argentina,
each chapter being organized according to the occupation of the
beneficiary. These organizations vary greatly in quality and
effectiveness. The top 30 chapters hold 73% of the beneficiaries
and 75% of resources for all Obras Sociales schemes and the monthly
average a beneficiary receives varies from $5–80 per month. MSAS
has established a Solidarity Redistribution Fund (FSR) to try to
address these beneficiary inequities. Only workers employed in the
formal sector are covered under Obras Sociales insurance schemes
and after
Argentina’s economic
crisis of 2001, the number of those covered under these schemes
fell slightly (as unemployment increased and employment in the
informal sector rose). In
1999, there were 8.9
million beneficiaries covered by Obras Sociales. The private health
care sector in Argentina is characterized by great heterogeneity
and is made up of a great number of fragmented facilities and small
networks; it consists of over 200 organizations and covers
approximately 2 million Argentines. Private insurance often
overlaps with other forms of health care coverage, thus it is
difficult to estimate the degree to which beneficiaries are
dependent on the public and private sectors.
According to a
2000 report by the IRBC, foreign competition has increased in
Argentina’s private sector, with Swiss
, American
and other Latin American health care providers entering the
market in recent years. This has been
accompanied by little formal regulation. The public system serves
those not covered by Obras Sociales or private insurance schemes.
It also provides
emergency
services. According to above-mentioned IRBC report, Argentina’s
public system exhibits serious structural deterioration and
managerial inefficiency; a high degree of administrative
centralization at the
provincial
level; rigidity in its staffing structure and labour
relationships; no adequate system of incentives; inadequate
information systems on which to base decision-making and control;
serious deficits in facilities and equipment maintenance; and a
system of management ill-suited to its size. The public system is
highly decentralized to the provincial level; often
primary care is even under the purview of local
townships. Since
2001, the number of Argentines
relying on public services has seen an increase. According to 2000
figures, 37.4% of Argentines had no health insurance, 48.8 were
covered under Obras Sociales, 8.6% had private insurance, and 3.8%
were covered by both Obras Sociales and private insurance
schemes.But even with this inefficiency, everyone can get medical
attention for free (even surgery) with doctors that will do
whatever they can to heal the patient.
Australia
In
Australia the current system, known as
Medicare, was instituted in
1984. It coexists with a private health system. All legal permanent
residents are entitled to free public hospital care. Treatment by
private doctors is also free when the doctor direct bills the
Health Department (Bulk Billing). Medicare is funded partly by a
1.5% income tax levy (with exceptions for low-income earners), but
mostly out of general revenue. An additional levy of 1% is imposed
on high-income earners without private health insurance. There is a
uncapped 30% subsidy on private health insurance. As well as
Medicare, there is a separate
Pharmaceutical Benefits
Scheme under which listing and a government subsidy is
dependent on expert evaluation of the comparative
cost-effectiveness of new pharmaceuticals. In 2005, Australia spent
8.8% of
GDP on health care,
or US$3,181 per capita. Of that, approximately 67% was government
expenditure.
Bhutan
Bhutan
's health
care system development accelerated in the early 1960s with the
establishment of the Department of Public Health and the opening of
new hospitals and dispensaries throughout the country. By
the early 1990s, health care was provided through twenty-nine
general hospitals (including five leprosy hospitals, three army
hospitals, and one mobile hospital), forty-six dispensaries,
sixty-seven basic health units, four indigenous-medicine
dispensaries, and fifteen
malaria
eradication centers.
The major hospitals were the National
Referral Hospital
in Thimphu
, and other
hospitals in Geylegphug
, and Tashigang
. Hospital beds in 1988 totaled 932. There
was a severe shortage of health-care personnel with official
statistics reporting only 142
physicians
and 678
paramedics, about one health-care
professional for every 2,000 people, or only one physician for
almost 10,000 people.
Training for health-care assistants, nurses'
aides, midwives, and
primary health-care workers was provided at the Royal Institute of Health
Sciences
, associated with Thimphu General Hospital, which
was established in 1974. Graduates of the school were the
core of the national public health system and helped staff the
primary care basic health units throughout the country. Additional
health-care workers were recruited from among volunteers in
villages to supplement primary health care.
The Institute of Traditional Medicine
Services
supports indigenous medical centers associated with
the district hospitals.
Brazil
The Brazilian health system is composed of a large public,
government managed system, the SUS (
Sistema Único de Saúde) ,
which serves the majority of the population, and a private sector,
managed by health insurance funds and private entrepreneurs.
The public health system, SUS, was established in 1988 by the
Brazilian Constitution, and sits on 3 basic principles of
universality, comprehensiveness and equity. Universality states
that all citizens must have access to health care services, without
any form of discrimination, regarding skin color, income, social
status, gender or any other variable.
Government standards state that citizen's health is the result of
multiple variables, including employment, income, access to land,
sanitation services, access and quality of health services,
education, psychic, social and family conditions, and are entitled
to full and complete health care, comprising prevention, treatment
and rehabilitation. Equity states that health policies should be
oriented towards the reduction of inequalities between population
groups and individuals, being the most needed the ones for whom
policies should be first directed.
SUS has also guidelines for its implementation, the most peculiar
being popular participation, which defines that all policies are to
be planned and supervised directly by the population, through
local, city, state and national health councils en conferences.
This is regarded as a very advanced form of direct democracy and
has established the guidelines for many similar initiatives in
sectors other than health all over Brazilian society.
The public system is still grossly underfunded and lacking quality,
though that's been improving greatly in the last few years.
Important legal issues, such as the regulation of Constitutional
Amendment 29, are expected to minimize some of those
problems.
Private Health Insurance is widely available in Brazil and may be
purchased on an individual-basis or obtained as a work benefit
(major employers usually offer private health insurance benefits).
Public health care is still accessible for those who choose to
obtain private health insurance. As of March, 2007, more than 37
million Brazilians had some sort of private health insurance.
Bulgaria
Bulgaria
began overall reform of its antiquated health
system, inherited from the communist era,
only in 1999. In the 1990s, private medical practices
expanded somewhat, but most Bulgarians relied on communist-era
public
clinics while paying high prices for
special care. During that period, national health indicators
generally worsened as economic crises substantially decreased
health funding. The subsequent health reform program has introduced
mandatory employee health insurance through the
National Health Insurance
Fund (NHIF), which since 2000 has paid a gradually increasing
portion of primary health-care costs. Employees and employers pay
an increasing, mandatory percentage of
salaries, with the goal of gradually reducing state
support of health care. Private health insurance plays only a
supplementary role. The system also has been decentralized by
making municipalities responsible for their own health-care
facilities, and by 2005 most primary care came from private
physicians. Pharmaceutical distribution
also was decentralized.
In the early 2000s, the hospital system was reduced substantially
to limit reliance on hospitals for routine care. Anticipated
membership in the
European Union
(2007) was a major motivation for this trend. Between 2002 and
2003, the number of hospital beds was reduced by 56 percent to
24,300. However, the pace of reduction slowed in the early 2000s;
in 2004 some 258 hospitals were in operation, compared with the
estimated optimal number of 140. Between 2002 and 2004, health-care
expenditures in the national budget increased from 3.8 percent to
4.3 percent, with the NHIF accounting for more than 60 percent of
annual expenditures.
In the 1990s, the quality of medical research and training
decreased seriously because of low funding. In the early 2000s, the
emphasis of medical and
paramedical
training, which was conducted in five medical schools, was
preparation of primary-care personnel to overcome shortages
resulting from the communist system’s long-term emphasis on
training specialists. Experts considered that Bulgaria had an
adequate supply of
doctor but a shortage
of other medical personnel. In 2000 Bulgaria had 3.4 doctors, 3.9
nurses, and 0.5 midwives per 1,000 population.
Canada
Canada
has a
federally sponsored, publicly funded Medicare system, with most services
provided by the private sector. Each province may opt out,
though none currently do. Canada's system is known as a
single payer system, where basic
services are provided by private doctors, (since 2002 they have
been allowed to incorporate), with the entire fee paid for by the
government at the same rate. Most family doctors receive a fee per
visit. These rates are negotiated between the provincial
governments and the province's medical associations, usually on an
annual basis. A physician cannot charge a fee for a service that is
higher than the negotiated rate — even to patients who are not
covered by the publicly funded system — unless he or she opts out
of billing the publicly funded system altogether. Pharmaceutical
costs are set at a global median by government price controls.
Other areas of health care, such as
dentistry and
optometry,
are wholly private. In 2005, Canada spent 9.8% of GDP on health
care, or US$3,463 per capita. Of that, approximately 70% was
government expenditure.
Cape Verde
Medical
facilities in Cape
Verde
are limited, and some medicines are in short supply
or unavailable. There are hospitals in Praia
and Mindelo
, with smaller medical facilities in other
places. The islands of
Brava and
Santo Antão no longer have
functioning airports so air evacuation in the event of a medical
emergency is nearly impossible from these two islands. Brava also
has limited inter-island ferry service.
Chile
Chile
has
maintained a dual health care system in which its citizens can
voluntarily opt for coverage by either the public National Health
Insurance Fund or any of the country's private health insurance
companies. 68% of the population is covered by the public
fund and 18% by private companies. The remaining 14% is covered by
other not-for-profit agencies or has no specific coverage. The
system's duality has led to increasing inequalities prompting the
Chilean government to introduce major reforms in health care
provision. Chile's health care system is funded by a universal
income tax deduction equal to 7% of every worker's wage. Many
private health insurance companies encourage people to pay a
variable extra on top of the 7% premium to upgrade their basic
health plans. Because of this arrangement, the public and private
health subsystems have existed almost completely separate from each
other rather than coordinating to achieve common health
objectives.
Costa Rica
Costa Rica
provides universal health care to its citizens and
permanent residents.
Cuba
Health
care in Cuba
consists of
a government-coordinated system that guarantees universal coverage
and consumes a lower proportion of the nation's GDP (7.3%) than
some highly privatised systems (e.g. USA: 16%) (OECD 2008).
The system does charge fees in treating elective treatment for
patients from abroad, but tourists who fall ill are treated free in
Cuban hospitals. Cuba attracts patients mostly from
Latin America and
Europe
by offering care of comparable quality to a developed nation but at
much lower prices. Cuba's own health indicators are the best in
Latin America and surpass those of the US in some respects (infant
mortality rates, underweight babies, HIV infection, immunisation
rates, doctor per population rates). (UNDP 2006: Tables 6,7,9,10)
In 2005, Cuba spent 7.6% of GDP on health care, or US$310 per
capita. Of that, approximately 91% was government
expenditure.
England
Healthcare in England
is mainly provided by England's public health
service, the National
Health Service, that provides healthcare to all UK permanent
residents that is free at the point of need and paid for from
general taxation. Though the public system dominates
healthcare provision, private health care and a wide variety of
alternative and complementary treatments are available for those
with health insurance or willing to pay directly themselves.
Eritrea
Health in Eritrea is generally
poor as it remains one of the poorest countries in the world. About
one-third of the population lives in extreme
poverty, and more than half survives on less than
US$1 per day. Health care and welfare resources generally are
believed to be poor, although reliable information about conditions
is often difficult to obtain. In 2001, the most recent year for
which figures are available, the Eritrean government spent 5.7
percent of
gross domestic
product on national health accounts.
The World Health Organization (WHO)
estimated that in 2004 there were only three physicians per 100,000
people in Eritrea
. The two-year war with Ethiopia
, coming on the heels of a 30-year struggle for
independence, negatively affected the health sector and the general
welfare. The rate of prevalence of human immunodeficiency
virus/acquired immune deficiency syndrome (
HIV/
AIDS), although low by
sub-Saharan African standards, was high
enough at 2.7 percent in 2003 to be considered a generalized
epidemic. In the decade since 1995, however, impressive results
have been achieved in lowering maternal and
child mortality rates and in immunizing
children against childhood diseases. In 2003 average
life expectancy was slightly less than 53
years, according to the WHO.
Ethiopia
Throughout the 1990s, the government, as part of its reconstruction
program, devoted ever-increasing amounts of funding to the social
and health sectors, which brought corresponding improvements in
school enrollments, adult
literacy, and
infant mortality rates.
These
expenditures stagnated or declined during the 1998–2000
war with Eritrea
, but in the years since, outlays for health have
grown steadily. In 2000–2001, the budget allocation for the
health sector was approximately US$144 million; health expenditures
per capita were estimated at US$4.50, compared with US$10 on
average in sub-Saharan Africa. In 2000 the country counted one
hospital bed per 4,900 population and more than 27,000 people per
primary health care facility. The
physician to population ratio was 1:48,000, the
nurse to population ratio, 1:12,000. Overall,
there were 20 trained health providers per 100,000 inhabitants.
These ratios have since shown some improvement. Health care is
disproportionately available in urban centers; in rural areas where
the vast majority of the population resides, access to health care
varies from limited to nonexistent. As of the end of 2003, the
United Nations (UN) reported that 4.4
percent of adults were infected with
human immunodeficiency
virus/
acquired
immune deficiency syndrome (HIV/AIDS); other estimates of the
rate of infection ranged from a low of 7 percent to a high of 18
percent. Whatever the actual rate, the
prevalence of HIV/AIDS has contributed
to falling life expectancy since the early 1990s. According to the
Ministry of Health,
one-third of current young adult deaths are AIDS-related.
Malnutrition is widespread, especially among
children, as is
food insecurity.
Because of growing population pressure on agricultural and pastoral
land, soil degradation, and severe droughts that have occurred each
decade since the 1970s, per capita food production is declining.
According to the UN and the
World Bank,
Ethiopia at present suffers from a structural food deficit such
that even in the most productive years, at least 5 million
Ethiopians require food relief.
In 2002 the government embarked on a poverty reduction program that
called for outlays in education, health, sanitation, and water. A
polio vaccination
campaign for 14 million children has been carried out, and a
program to
resettle some 2
million subsistence farmers is underway. In November 2004, the
government launched a five-year program to expand primary health
care. In January 2005, it began distributing
antiretroviral drugs, hoping to reach
up to 30,000 HIV-infected adults.
Finland
In
Finland
, public medical services at clinics and hospitals
are run by the municipalities (local government) and are funded 78%
by taxation, 20% by patients through access
charges, and by others 2%. Patient access charges are
subject to annual caps. For example GP visits are (11€ per visit
with annual 33€ cap), hospital outpatient treatment (22€ per
visit), a hospital stay, including food, medical care and medicines
(26€ per 24 hours, or 12€ if in a psychiatric hospital). After a
patient has spent 590€ per year on public medical services, all
treatment and medications thereafter are free. Taxation funding is
partly local and partly nationally based. Patients can claim
re-imbursement of part of their prescription costs from
KELA. Finland also has a
much smaller private medical sector which accounts for about 14
percent of total health care spending. Only 8% of doctors choose to
work in private practice, and some of these also choose to do some
work in the public sector. Private sector patients can claim a
contribution from KELA towards their private medical costs
(including
dentistry) if they choose to be
treated in the more expensive private sector, or they can join
private insurance funds. However, private sector health care is
mainly in the primary care sector. There are virtually no private
hospitals, the main hospitals being either municipally owned
(funded from local taxes) or run by the teaching universities
(funded jointly by the municipalities and the national government).
In 2005, Finland spent 7.5% of GDP on health care, or US$2,824 per
capita. Of that, approximately 78% was government
expenditure.
France
In
France
, most
doctors remain in private practice ; there are both private and public
hospitals. Social Security consists
of several public organizations, distinct from the state
government, with separate budgets that refunds patients for care in
both private and public facilities. It generally refunds patients
70% of most health care costs, and 100% in case of costly or
long-term ailments. Supplemental coverage may be bought from
private insurers, most of them
nonprofit,
mutual insurers, to the point that
the word "
mutuelle" (mutual) has come to be a synonym of
supplemental private insurer in common language. Until recently,
social security coverage was restricted to those who contributed to
social security (generally, workers or retirees), excluding some
poor segments of the population; the government of
Lionel Jospin put into place the "universal
health coverage". In some systems, patients can also take private
health insurance, but choose to receive care at public hospitals,
if allowed by the private
insurer.
In its 2000 assessment of world health care systems, the
World Health Organization found
that France provided the "best overall health care" in the world.
In 2005, France spent 11.2% of GDP on health care, or US$3,926 per
capita. Of that, approximately 80% was government
expenditure.
Germany
Germany
has a universal multi-payer system with two main
types of health insurance: "State health insurance" (Gesetzliche
Krankenversicherung) known as sickness funds and "Private" (Private
Krankenversicherung). Compulsory insurance applies to those
below a set income level and is provided through private non-profit
"sickness funds" at common rates for all members, and is paid for
with joint employer-employee contributions. Provider compensation
rates are negotiated in complex
corporatist social bargaining among specified
autonomously organized interest groups (e.g. physicians'
associations) at the level of
federal
states (Länder). The sickness funds are mandated to provide a
wide range of coverages and cannot refuse membership or otherwise
discriminate on an actuarial basis. Small numbers of persons are
covered by tax-funded government employee insurance or social
welfare insurance. Persons with incomes above the prescribed
compulsory insurance level may opt into the sickness fund system,
which a majority do, or purchase private insurance. Private
supplementary insurance to the sickness funds of various sorts is
available. In 2005, Germany spent 10.7% of GDP on health care, or
US$3,628 per capita. Of that, approximately 77% was government
expenditure.
Ghana
In
Ghana
, most health care is provided by the government,
but hospitals and clinics run by religious groups also play an
important role. Some for-profit clinics exist, but they
provide less than 2% of health services. Health care is very
variable through the country. The major urban centres are well
served, but rural areas often have no modern health care. Patients
in these areas either rely on traditional medicine or travel great
distances for care. In 2005, Ghana spent 6.2% of GDP on health
care, or US$30 per capita. Of that, approximately 34% was
government expenditure.
India
In
India
, the hospitals are run by government, charitable
trusts and by private organizations. The government
hospitals in rural areas are called the primary health centre
(PHC)s. Major hospitals are located in district head quarters or
major cities. Apart from the modern system of medicine, traditional
and indigenous medicinal systems like
Ayurvedic and
Unani systems
are in practice throughout the country. The Modern System of
Medicine is regulated by Medical Council of India, whereas the
Alternate systems recognised by Government of India are regulated
by Department of AYUSH (an acronym for Ayurveda, Yunani, Siddha
& Homeopathy) under Ministry of Health, Government of India.
PHC's are non-existent in most places, due to poor pay and scarcity
of resources. Patients generally prefer private health clinics.
These
days some of the major corporate hospitals are attracting patients
from neighboring countries such as Pakistan
, countries in the Middle
East and some European countries by
providing quality treatment at low cost. In 2005, India
spent 5% of GDP on health care, or US$36 per capita. Of that,
approximately 19% was government expenditure., but now the
situation is changing.
Indonesia
Indonesia
had a three-tiered system of community health centers in the late 1990s,
with 0.66 hospital beds per 1,000 population, the lowest rate among
members of the Association of Southeast
Asian Nations (ASEAN). In the mid-1990s, according to
the
World Health
Organization (WHO), there were 16
physicians per 100,000 population in Indonesia, 50
nurses per 100,000, and 26
midwives per 100,000. Both traditional and modern
health practices are employed. Government health expenditures are
about 3.7 percent of the
gross
domestic product (GDP). There is about a 75:25 percent ratio of
public to private health-care expenditures.
Ireland
For
Ireland
, see Health care
in Ireland. In 2005, Ireland spent 8.2% of GDP on health
care, or US$3,996 per capita. Of that, approximately 79% was
government expenditure.
Israel
In
Israel
, the
publicly funded medical system is universal and compulsory.
In 2005, Israel spent 7.8% of GDP on health care, or US$1,533 per
capita. Of that, approximately 66% was government
expenditure.
Italy
In 1978
Italy
adopted a tax-funded universal health care system called
"National Health Service" (in Italian: Servizio Sanitario
Nazionale), which was closely modeled on the British
system. The SSN covers general practice (distinct between
adult and pediatric practice), outpatient and inpatient treatments,
and the cost of most (but not all) drugs and sanitary ware.The
government sets LEA (fundamental levels of care,
Livelli
essenziali di assistenza in italian) which cover all necessary
treatments, which the state must guarantee to all for free or for a
"ticket", a share of the costs (but various categories are
exempted).The public system has also the duty of prevention at
place of work and in the general environment.A private sector also
exists, with a minority role in medicine but a principal role in
dental health, as most people prefer private dental services.
In Italy the public system has the unique feature of paying general
practitioners a fee per capita per year, a salary system, that does
not reward repeat visits, testing, and referrals.While there is a
paucity of nurses, Italy has one of the highest doctor per capita
ratios at 3.9 doctors per 1,000 patients.In 2005, Italy spent 8.9%
of GDP on health care, or US$2,714 per capita. Of that,
approximately 76% was government expenditure.
Japan
In
Japan
, services are provided either through
regional/national public hospitals or through private
hospitals/clinics, and patients have universal access to any
facility, though hospitals tend to charge higher for those without
a referral. Public health insurance covers most
citizens/residents and pays 70% or more cost for each care and each
prescribed drug. Patients are responsible for the remainder (upper
limits apply). The monthly insurance premium is 0-50,000 JPY per
household (scaled to annual income). Supplementary private health
insurance is available only to cover the co-payments or non-covered
costs, and usually makes a fixed payment per days in hospital or
per surgery performed, rather than per actual expenditure. In 2005,
Japan spent 8.2% of GDP on health care, or US$2,908 per capita. Of
that, approximately 83% was government expenditure.
Jordan
In
comparison to most of its neighbors, Jordan
has quite
an advanced health care system, although
services remain highly concentrated in Amman
.
Government figures have put total health spending in 2002 at some
7.5 percent of
Gross domestic
product (GDP), while international health organizations place
the figure even higher, at approximately 9.3 percent of GDP. The
country’s health care system is divided between public and private
institutions. In the public sector, the Ministry of Health operates
1,245 primary health-care centers and 27 hospitals, accounting for
37 percent of all hospital beds in the country; the military’s
Royal Medical Services runs 11
hospitals,
providing 24 percent of all beds; and the Jordan University
Hospital accounts for 3 percent of total beds in the country. The
private sector provides 36 percent of all hospital beds,
distributed among 56 hospitals. In 1 June 2007, Jordan Hospital (as
the biggest private hospital) was the first general specialty
hospital who gets the international accreditation (JCI).Treatment
cost in Jordan hospitals is less than in other countries.
Kazakhstan
In principle, health care is free. However,
bribes often are necessary to obtain needed care. The
quality of health care, which remained entirely under state control
in 2006, has declined in the post-Soviet era because of
insufficient funding and the loss of technical experts through
emigration. Between 1989 and 2001, the ratio of
doctors per 10,000 inhabitants fell by 15 percent,
to 34.6, and the ratio of hospital beds per 10,000 inhabitants fell
by 46 percent, to 74. By 2005 those indicators had recovered
somewhat, to 55 and 77, respectively. Since 1991, health care has
consistently lacked adequate government funding; in 2005 only 2.5
percent of
gross domestic
product went for that purpose. A government health reform
program aims to increase that figure to 4 percent in 2010. A
compulsory
health insurance system
has been in the planning stages for several years. Wages for health
workers are extremely low, and equipment is in critically short
supply. The main foreign source of medical equipment is Japan.
Because of cost, the emphasis of treatment increasingly is on
outpatient care instead of the hospital care preferred under the
Soviet system.
The health system is in crisis in rural
areas such as the Aral
Sea
region, where health is most affected by pollution.
Kuwait
HEALTH SECTOR:Health-care is fairly developed, Kuwaitis (KU)
receive medical services at government clinics and hospitals free
of charge the Non Kuwaitis (NKU) pay nominal fees. Public health
care is maintained by an intricate network of 72 primary health
centers spread over the country, these provide general practitioner
services, childcare, maternity care, diabetes care, dentistry,
preventive medical care, nursing care and pharmaceuticals.
Secondary health services are provided by six regional hospitals.
These provide surgical and general medical care, specialized
clinics and dispensaries. Tertiary health care service centers
include: Obstetrics for maternity, Chest, Psychiatric,
Neurosurgery, Burns, Orthopedic and Allergy. Kuwait Cancer Control
Center (KCCC) provides diagnosis and treatment for cancer patients.
Hearing Impairments organs transplant, Physiotherapy and
Rehabilitation have special care facilities. Beside government
services there are a number of private clinics and hospitals in
Kuwait. The Government monitors them, to ensure a high standard of
services and regulates the fees charged. Most private hospitals
have their own pharmacies. Most private hospitals are also general
hospitals with some specialty departments.
Mali
Health in Mali, one of the
world’s poorest
nations, is greatly affected by
poverty,
malnutrition, and inadequate
hygiene and
sanitation.
Mali's health and development indicators rank among the worst in
the world. In 2000 only 62–65 percent of the population was
estimated to have access to safe drinking water and only 69 percent
to sanitation services of some kind; only 8 percent was estimated
to have access to modern sanitation facilities. Only 20 percent of
the nation’s villages and livestock watering holes had modern water
facilities.
Mali is dependent on international development organizations and
foreign missionary groups for much of its health care. In 2001
general government expenditures on health constituted 6.8 percent
of total general government expenditures and 4.3 percent of
gross domestic product (GDP),
totaling only about US$4 per capita at an average exchange rate.
Medical
facilities in Mali are very limited, especially outside of Bamako
, and
medicines are in short supply. There were only 5
physicians per 100,000 inhabitants in the 1990s
and 24 hospital beds per 100,000 in 1998. In 1999 only 36 percent
of Malians were estimated to have access to health services within
a five-kilometer radius.
Malaysia
Health care in Malaysia is divided into private and public sectors.
Doctors are required to perform 3 years of service with public
hospitals throughout the nation, ensuring adequate coverage of
medical needs for the general population. Foreign doctors are
encouraged to apply for employment in Malaysia, especially if they
are qualified to a higher level.
Malaysian society places importance on the expansion and
development of health care, putting 5% of the government social
sector development budget into
public health care — an increase
of more than 47% over the previous figure. This has meant an
overall increase of more than RM 2 billion. With a rising and aging
population, the Government wishes to improve in many areas
including the refurbishment of existing hospitals, building and
equipping new hospitals, expansion of the number of polyclinics,
and improvements in training and expansion of
telehealth. Over the last couple of years they
have increased their efforts to overhaul the systems and attract
more foreign investment.
There is still a shortage in the medical workforce, especially of
highly trained specialists. As a result certain medical care and
treatment is available only in large cities. Recent efforts to
bring many facilities to other towns have been hampered by lack of
expertise to run the available equipment made ready by
investments.
The majority of
private hospital
facilities are in urban areas and, unlike many of the public
hospitals, are equipped with the latest diagnostic and imaging
facilities.
Mexico
Advances in medicine and increasing health knowledge have increased
the life expectancy by 25 years in the second half of the century.
While the health of Mexicans has increased in the last four
generations, there are millions of citizens who still do not have
regular access to health care services. Mexico has adopted a
pluralistic health care system. It consists of a combination of
public and private health insurance programs. Of the 6.6% of
government revenue spent on health, this provides only health
insurance to 40% of the population who are privately employed. The
health care system has three components: the social security
institute, governmental services for the uninsured, and the private
sector that is financed almost completely from out of pocket money.
Governmental services include all services that are free in rural
areas by the Secretariat of Health and family planning,
vaccinations, oral rehydration, and emergency services that are
free to all parts of the country. The number of public hospitals in
Mexico has increased 41% in ten years from 1985 to 1995. Besides
public hospitals, private hospitals exist but require pay and are
difficult to provide adequate health care. The majority of private
hospitals are small with 83% of the clinics having less than 14
beds and half of those having less than 5 beds.
Despite the increasing number of public hospitals and other
alternative health services, 11% of the population of Mexico in one
way or another has no access to health care services. Financial
reasons limit a person from health care because the expenses of
medication and treatments can be very high and also many people are
not able to take off work. Not being able to work for a month,
week, or even a day causes a family to lose money that may be vital
to a household’s survival. Other barriers are geographical,
especially for rural areas that may be far from a city and lack the
transportation for going there. Another major barrier that exists
is organizational where there is a lack of trust or service quality
that may prevent someone from accessing health care. These barriers
can be costly and lead to unmet medical needs. Because of the
previous barriers, the greatest deficiencies have been in prenatal
services, childbirth, acute diseases, and injuries.
Half of Mexican citizens are uninsured and even more pay health
costs out of their own pockets. For some families, more than a
third of their income goes towards paying for medical needs. The
need for a structure that accommodates a divided population would
allow for greater access to health care services. Because of the
separation between upper and lower class, health inequities also
exist when compared to national rates, especially for indigenous
communities. For example, 40% of indigenous women have been found
to be anemic compared to the national average of 26%. Studies also
show that in low income areas, less than 10% of pregnant women
deliver their babies in a hospital. A health care system needs to
be structured in a way to minimize the division of upper and lower
class in order to provide access to health care for a much larger
lower class population.
Morocco
According
to the United States government, Morocco
has inadequate numbers of physicians (0.5 per 1,000 people) and hospital
beds (1.0 per 1,000 people) and poor access to water (82 percent of the population) and sanitation (75 percent of the population).
The health care system includes 122 hospitals, 2,400 health
centers, and 4 university clinics, but they are poorly maintained
and lack adequate capacity to meet the demand for medical care.
Only 24,000 beds are available for 6 million patients seeking care
each year, including 3 million emergency cases. The health budget
corresponds to 1.1 percent of
gross domestic product and 5.5
percent of the central government budget.
Netherlands
Health care in the
Netherlands, has since January 2006 been provided by a system
of compulsory insurance backed by a
risk equalization program so that the
insured are not penalized for their age or health status. This is
meant to encourage competition between health care providers and
insurers. Children under 18 are insured by the government, and
special assistance is available to those with limited incomes. In
2005, the Netherlands spent 9.2% of GDP on health care, or US$3,560
per capita. Of that, approximately 65% was government
expenditure.
New Zealand
In
New
Zealand
hospitals are public and treat citizens or
permanent residents free of charge and are managed by District Health
Boards. Under the
Labour coalition governments (1999
- 2008), there were plans to make
primary health care available free of
charge. At present government subsidies exist in health care. This
system is funded by taxes. The New Zealand government agency
PHARMAC subsides certain pharmaceuticals depending upon their
category. Co-payments exist, however these are ignored if the user
has a
community health services card or
high user
health card. In 2005, New Zealand spent 8.9% of GDP on health
care, or US$2,403 per capita. Of that, approximately 77% was
government expenditure.
Niger
Health
care system of Niger
suffers
from a chronic lack of resources and a small number of health
providers relative to population. Some medicines are in
short supply or unavailable.
There are government hospitals in Niamey
(with three
main hospitals in Niamey, including the Hôpital National de
Niamey and the Hôpital National De Lamordé), Maradi
, Tahoua
, Zinder
and other
large cities, with smaller medical clinics in most towns.
Medical facilities are limited in both supplies and staff, with a
small government health care system supplemented by private,
charitable, religious, and Non-government organisation operated
clinics and public health programs (such as
Galmi Hospital near Birnin Konni and Maradi).
Government hospitals, as well as
public
health programmes, fall under the control of the
Nigerien Ministry of Health. A
number of private for profit clinics ("
Cabinets Médical
Privé") operate in Niamey. The total expenditure on health per
capita in 2005 was Intl $25. There were 377
Physicians in Niger in 2004, a ratio of 0.03 per
10,000 population. In 2003, 89.2 percent of individual expenditures
on health care were "out-of-pocket" (paid by the patient).
Nigeria
Health
care provision in Nigeria
is a concurrent
responsibility of the three tiers of government in the
country. However, because Nigeria operates a
mixed economy, private providers of health
care have a visible role to play in health care delivery. The
federal government's role is
mostly limited to coordinating the affairs of the
university teaching
hospitals, while the state government manages the various
general hospitals and the
local government focus on
dispensaries. The total expenditure on health
care as % of GDP is 4.6, while the percentage of federal government
expenditure on health care is about 1.5%. A
long run indicator of the ability of the country to
provide food sustenance and avoid
malnutrition is the rate of growth of per
capita food production; from 1970-1990, the rate for Nigeria was
0.25%. Though small, the positive rate of per capita may be due to
Nigeria's importation of food products. Historically, health
insurance in Nigeria can be applied to a few instances: free health
care provided and financed for all citizens, health care provided
by government through a special health insurance scheme for
government employees and private firms entering contracts with
private health care providers. However, there are few people who
fall within the three instances. In May 1999, the government
created the
National Health
Insurance Scheme, the scheme encompasses government employees,
the organized
private sector and the
informal sector. Legislative wise, the scheme also covers children
under five, permanently disabled persons and prison inmates. In
2004, the administration of Obasanjo further gave more legislative
powers to the scheme with positive amendments to the original 1999
legislative act.
North Korea
North Korea
has a national medical service and health insurance
system. As of 2000, some 99 percent of the population had
access to
sanitation, and 100 percent had
access to water, but water was not always
potable. Medical treatment is free. In the past,
there reportedly has been one doctor for every 700 inhabitants and
one hospital bed for every 350 inhabitants. Health expenditures in
2001 were 2.5 percent of gross domestic product, and 73 percent of
health expenditures were made in the public sector. There were no
reported human immuno-deficiency virus/acquired immune deficiency
syndrome (
HIV/AIDS) cases as of 2007.
However, it is estimated that between 500,000 and 3 million people
died from
famine in the 1990s, and a 1998
United Nations (UN)
World Food Program report revealed that
60 percent of children suffered from
malnutrition, and 16 percent were acutely
malnourished.
UN statistics for the period 1999–2001
reveal that North Korea’s daily per capita food supply was one of
the lowest in Asia, exceeding only that of Cambodia
, Laos
, and
Tajikistan
, and one of the lowest worldwide. Because of
continuing economic problems, food shortages and chronic
malnutrition prevail in the 2000s.
Northern Ireland
Healthcare in Northern Ireland
is mainly provided by the country's public health
service, Health and Social
Care in Northern Ireland, that provides healthcare to all UK
permanent residents that is free at the point of need and paid for
from general taxation. Though the public system dominates
healthcare provision, private health care and a wide variety of
alternative and complementary treatments are available for those
with health insurance or willing to pay directly themselves.
Norway
Norway has a government run and government financed universal
health care system, coveringphysical and mental health for all and
dental health for children under the age of 16. Hospitals are free
and doctor visit fees are capped at a fairly low rate. Medicine is
market price,but there is a yearly cap for people with high medical
expenses.
Private health care exists: Dental care for adults has no public
option, this is private only. Health-related plastic surgery (like
burn damage) is covered by the public system, while cosmetic
surgery in general is private. There is a number of private
psychologists, there are also some private general practice doctors
and specialists.
Public health care is financed by a special-purpose income tax on
the order of 8-11%, loosely translated as "public benefits fee"
(Norwegian: trygdeavgift og Folketrygden). This can be considered a
mandatory public insurance, covering not only health care but also
loss of income during sick leave, public pension, unemployment
benefits, benefits for single parents and a few others. The system
is supposed to be self-financing from the taxes.
Norwegian citizens living in Norway are automatically covered, even
if they never had taxable income. Norwegian citizens living and
working abroad (taxable elsewhere and therefore not paying the
"public benefits fee" to Norway) are generally not covered, and
must pay an estimated market cost for public health care services.
The same goes for non-citizens like foreign visitors.
According to WHO, total health care expenditure in 2005 was 9% of
GDP and paid 84% by government, 15% by private out-of-pocket and
~1% by other private sources.
Pakistan
Pakistan's health indicators, health funding, and health and
sanitation infrastructure are generally
poor, particularly in rural areas. About 19 percent of the
population is
malnourished—a higher
rate than the 17 percent average for developing countries—and 30
percent of children under age five are malnourished. Leading causes
of sickness and death include
gastroenteritis,
respiratory infections,
congenital abnormalities,
tuberculosis,
malaria,
and
typhoid fever. The
United Nations estimates that in
2003 Pakistan’s
human immunodeficiency virus
(HIV) prevalence rate was 0.1 percent among those 15–49, with an
estimated 4,900 deaths from acquired immune deficiency syndrome
(AIDS). AIDS is a major health concern, and both the government and
religious community are engaging in efforts to reduce its spread.
In 2003 there were 68 physicians for every 100,000 persons in
Pakistan. According to 2002 government statistics, there were
12,501 health institutions nationwide, including 4,590
dispensaries, 906
hospitals with a total
of 80,665 hospital beds, and 550 rural health centers with a total
of 8,840 beds. According to the
World Health Organization,
Pakistan’s
total health expenditures amounted to
3.9 percent of gross domestic product (
GDP) in
2001, and per capita health expenditures were US$16. The government
provided 24.4 percent of total health expenditures, with the
remainder being entirely private, out-of-pocket expenses.
Paraguay
In terms of major indicators,
health
in Paraguay ranks near the median among
South American countries.
In 2003 Paraguay
had a child
mortality rate of 29.5 deaths per 1,000 children, ranking it
behind Argentina
, Colombia
, and Uruguay
but ahead of Brazil
and
Bolivia
. The health of Paraguayans living outside
urban areas is generally worse than those residing in cities. Many
preventable diseases, such as
Chagas'
disease, run rampant in rural regions. Parasitic and
respiratory diseases, which could be controlled with proper medical
treatment, drag down Paraguay's overall health. In general,
malnutrition, lack of proper health
care, and poor
sanitation are the root of
many health problems in Paraguay.
Health care funding from the national government increased
gradually throughout the 1980s and 1990s. Spending on health care
rose to 1.7 percent of the
gross
domestic product (GDP) in 2000, nearly triple the 0.6 percent
of GDP spent in 1989. But during the past decade, improvement in
health care has slowed. Paraguay spends less per capita (US$13−20
per year) than most other Latin American countries. A 2001 survey
indicated that 27 percent of the population still had no access to
medical care, public or private. Private health insurance is very
limited, with pre-paid plans making up only 11 percent of private
expenditures on health care. Thus, most of the money spent on
private health care (about 88 percent) is on a fee-for-service
basis, effectively preventing the poor population from seeing
private doctors. According to recent estimates, Paraguay has about
117
physicians and 20
nurses per 100,000 population.
People's Republic of China
Mistaken political policies led to the starvation of millions
during the
Great Leap Forward;
epidemic disease rebounded during the dislocations of the
Cultural Revolution, which seriously
harmed public health in China. The effective public health work in
controlling epidemic disease during the early years of the PRC and,
after reform began in 1978, the dramatic improvements in nutrition
greatly improved the health and life expectancy of the Chinese
people. The 2000 WHO World Health Report - Health systems:
improving performance found that China's health care system before
1980 performed far better than countries at a comparable level of
development, since 1980 ranks much lower than comparable countries.
The end of the famed "
barefoot
doctor" system was abolished in 1981.
China is undertaking a
reform
on its health care system. The New Rural Co-operative Medical
Care System (NRCMCS) is a new 2005 initiative to overhaul the
health care system, particularly intended to make it more
affordable for the rural poor. Under the NRCMCS, the annual cost of
medical cover is 50 yuan (US$7) per person. Of that, 20 yuan is
paid in by the central government, 20 yuan by the provincial
government and a contribution of 10 yuan is made by the patient. As
of September 2007, around 80% of the whole rural population of
China had signed up (about 685 million people). The system is
tiered, depending on the location. If patients go to a small
hospital or clinic in their local town, the scheme will cover from
70-80% of their bill. If they go to a county one, the percentage of
the cost being covered falls to about 60%. And if they need
specialist help in a large modern city hospital, they have to bear
most of the cost themselves, the scheme would cover about 30% of
the bill.
Health care was provided in both rural and urban areas through a
three-tiered system. In rural areas the first tier was made up of
barefoot doctors working out of village medical centers. They
provided preventive and primary-care services, with an average of
two doctors per 1,000 people. At the next level were the township
health centers, which functioned primarily as out-patient clinics
for about 10,000 to 30,000 people each. These centers had about ten
to thirty beds each, and the most qualified members of the staff
were assistant doctors. The two lower-level tiers made up the
"rural collective health system" that provided most of the
country's medical care. Only the most seriously ill patients were
referred to the third and final tier, the county hospitals, which
served 200,000 to 600,000 people each and were staffed by senior
doctors who held degrees from 5-year
medical schools. Health care in urban areas
was provided by paramedical personnel assigned to factories and
neighborhood health stations. If more professional care was
necessary the patient was sent to a district hospital, and the most
serious cases were handled by municipal hospitals. To ensure a
higher level of care, a number of state enterprises and government
agencies sent their employees directly to district or municipal
hospitals, circumventing the paramedical, or barefoot doctor,
stage.
Philippines
In 2000
the Philippines
had about 95,000 physicians, or about 1 per 800 people. In
2001 there were about 1,700
hospitals, of
which about 40 percent were government run and 60 percent private,
with a total of about 85,000 beds, or about one bed per 900 people.
The leading causes of morbidity as of 2002 were
diarrhea,
bronchitis,
pneumonia,
influenza,
hypertension,
tuberculosis,
heart
disease,
malaria,
chicken pox, and
measles.
Cardiovascular diseases
account for more than 25 percent of all deaths. According to
official estimates, 1,965 cases of
human immunodeficiency virus
(HIV) were reported in 2003, of which 636 had developed
acquired immune deficiency
syndrome (AIDS). Other estimates state that there may have been
as many as 9,400 people living with HIV/AIDS in 2001.
Romania
Health care is more generally poor by European standards, and
access is limited in many rural areas. In 2001 health expenditures
were equal to 6.5 percent of gross domestic product. In 2005 there
were 1.9 physicians and 7.4 hospital beds per 1,000 people. The
state-owned
health care system was a
target of the campaign to decentralize state services that
President Basescu began in 2006. The system has been funded by the
National Health Care Insurance Fund, to which employers and
employees make mandatory contributions. Private
health insurance has developed slowly.
Because of low public funding, about 36 percent of the population’s
health care spending is out-of-pocket.
Bribes
frequently are paid to gain improved treatment.
Scotland
Healthcare in Scotland
is mainly provided by the country's public health
service, NHS Scotland, that provides
healthcare to all UK permanent residents that is free at the point
of need and paid for from general taxation. Though the
public system dominates healthcare provision, private health care
and a wide variety of alternative and complementary treatments are
available for those with health insurance or willing to pay
directly themselves.
Senegal
The health budget in Senegal has tripled between 1980 and 2000,
leading to the Senegalese people leading healthier and longer lives
- the life expectancy at birth is approximately 55.34 years for
men, 58.09 years for women, and 56.69 years for the entire
population. Also, the prevalence rate of AIDS in Senegal is one of
the lowest in Africa, at 0.9%. However, large disparities still
exist in Senegal's health coverage, with 70% of doctors, and 80% of
pharmacists and dentists, living in the nation's capital city,
Dakar.
Singapore
Health care in Singapore is
mainly under the responsibility of the
Singapore Government's
Ministry of Health. Singapore
generally has an efficient and widespread system of health care. It
implements a universal health care system, and co-exists with
private health care system.
Infant
mortality rate: in 2006 the crude birth rate stood at 10.1 per
1000, a very low level attributed to birth control policies, and
the crude death rate was also one of the lowest in the world at 4.3
per 1000. In 2006, the total fertility rate was only 1.26 children
per woman, the 3rd lowest in the world and well below the 2.10
needed to replace the population. Singapore was ranked 6th in the
World Health
Organization's ranking of the world's health systems in the
year 2000.
Singapore
has a universal health care system where government
ensures affordability, largely through compulsory savings and price
controls, while the private sector provides most care.
Overall spending on health care amounts to only 3% of annual GDP.
Of that, 66% comes from private sources. Singapore currently has
the lowest infant mortality rate in the world (equaled only by
Iceland) and among the highest life expectancies from birth,
according to the
World Health
Organization. Singapore has "one of the most successful health
care systems in the world, in terms of both efficiency in financing
and the results achieved in community health outcomes," according
to an analysis by global consulting firm
Watson Wyatt. Singapore's system uses
a combination of compulsory savings from payroll deductions (funded
by both employers and workers) a nationalized catastrophic health
insurance plan, and government subsidies, as well as "actively
regulating the supply and prices of health care services in the
country" to keep costs in check; the specific features have been
described as potentially a "very difficult system to replicate in
many other countries." Many Singaporeans also have supplemental
private health insurance (often provided by employers) for services
not covered by the government's programs.
Singapore’s well-established health care system comprises a total
of 13 private hospitals, 10 public (government) hospitals and
several specialist clinics, each specializing in and catering to
different patient needs, at varying costs.
Patients are free to choose the providers within the government or
private health care delivery system and can walk in for a
consultation at any private clinic or any government polyclinic.
For emergency services, patients can go at any time to the 24-hour
Accident & Emergency Departments located in the government
hospitals.
Singapore's medical facilities are among the finest in the world,
with well qualified doctors and dentists, many trained
overseas.
Singapore has
medical savings
account system known as
Medisave.
South Africa
In
South Africa, parallel private and
public systems exist. The public system serves the vast majority of
the population, but is chronically underfunded and understaffed.
The wealthiest 20% of the population uses the private system and
are far better served. This division in substantial ways
perpetuates racial inequalities created in the pre-apartheid
segregation era and apartheid era of the 20th century. In 2005,
South Africa spent 8.7% of GDP on health care, or US$437 per
capita. Of that, approximately 42% was government
expenditure.
Sudan
Outside
urban areas, little health care is available in Sudan
, helping
account for a relatively low average life expectancy of 57 years and an infant mortality rate of 69 deaths per
1,000 live births, low by standards in Middle Eastern but not
African countries. For most of the period since independence
in 1956, Sudan has experienced
civil war,
which has diverted resources to military use that otherwise might
have gone into health care and training of professionals, many of
whom have migrated in search of more gainful employment. In 1996
the
World Health
Organization estimated that there were only 9 doctors per
100,000 people, most of them in regions other than the South.
Substantial percentages of the population lack access to safe water
and sanitary facilities.
Malnutrition
is widespread outside the central Nile corridor because of
population displacement from war and from recurrent droughts; these
same factors together with a scarcity of medicines make diseases
difficult to control. Child immunization against most major
childhood diseases, however, had risen to approximately 60 percent
by the late 1990s from very low rates in earlier decades. Spending
on health care is quite low—only 1 percent of
gross domestic product (GDP) in 1998
(latest data). The
United Nations
placed the rate of human immunodeficiency virus/acquired immune
deficiency syndrome (
HIV/AIDS) infection in
late 2003 at 2.3 percent for adults, quite low by regional
standards. The United Nations suggested, however, that the rate
could be as high as 7.2 percent. Between 400,000 and 1.3 million
adults and children were living with HIV, and AIDS deaths numbered
23,000. As of late 2004, some 4 million persons in the South had
been internally displaced and more than 2 million had died or been
killed as a result of two decades of war.
Comparable figures
for Darfur
were 1.6
million displaced and 70,000 dead since fighting began there in
early 2003.
Sweden
In
Sweden
, the
publicly funded medical system is comprehensive and
compulsory. Physician and hospital services take a small
patient fee, but their services are funded through the taxation
scheme of the
County Councils
of Sweden. In 2005, Sweden spent 9.2% of GDP on health care, or
US$3,727 per capita. Of that, approximately 82% was government
expenditure.
Switzerland
In
Switzerland
, compulsory health
insurance covers the costs of medical treatment and
hospitalization of the insured. The Swiss healthcare system
is a combination of public, subsidized private and totally private
healthcare providers, where the insured person has full freedom of
choice among the providers in his region. Insurance companies
independently set their price points for different age groups, but
are forbidden from setting prices based on health risk. In 2000,
Switzerland topped all European countries’ health care expenditure
when calculated as per capita expenditure in US dollar purchasing
parity terms.
The Swiss health care system is interesting as it was the last
for-profit system in Europe. In the 1990s, after the private
carriers began to deny coverage for pre-existing conditions—and
when the uninsured population of Switzerland reached 5%--the Swiss
held a referendum (1995) and adopted their present system.
Syria
The
Baath Party has placed an emphasis
on
health care, but funding levels have
not been able to keep up with demand or maintain quality. Health
expenditures reportedly accounted for 2.5 percent of the
gross domestic product (GDP) in 2001.
Syria’s health system is relatively decentralized and focuses on
offering primary health care at three levels: village, district,
and provincial. According to the
World Health Organization (WHO),
in 1990 Syria had 41 general
hospitals (33
public, 8 private), 152 specialized hospitals (16 public, 136
private), 391 rural health centers, 151 urban health centers, 79
rural health units, and 49 specialized health centers;
hospital beds totaled 13,164 (77 percent
public, 23 percent private), or 11 beds per 10,000 inhabitants. The
number of state hospital beds reportedly fell between 1995 and
2001, while the population had an 18 percent increase, but the
opening of new hospitals in 2002 caused the number of hospital beds
to double. WHO reported that in 1989 Syria had a total of 10,114
physicians, 3,362
dentists, and 14,816
nurses and
midwives; in 1995 the rate of health
professionals per 10,000 inhabitants was 10.9 physicians, 5.6
dentists, and 21.2 nurses and midwives. Despite overall
improvements, Syria’s health system exhibits significant regional
disparities in the availability of health care, especially between
urban and rural areas. The number of private hospitals and doctors
increased by 41 percent between 1995 and 2001 as a result of
growing demand and growing wealth in a small sector of society.
Almost
all private health facilities are located in large urban areas such
as Damascus
, Aleppo
, Tartus
, and
Latakia
.
Taiwan
The
current health care system in Taiwan
, known as
National Health Insurance (NHI), was instituted in 1995. NHI
is a single-payer compulsory social insurance plan which
centralizes the disbursement of health care dollars. The system
promises equal access to health care for all citizens, and the
population coverage had reached 99% by the end of 2004. NHI is
mainly financed through premiums, which are based on the payroll
tax, and is supplemented with out-of-pocket payments and direct
government funding. In the initial stage, fee-for-service
predominated for both public and private providers. Most health
providers operate in the private sector and form a competitive
market on the health delivery side. However, many health care
providers took advantage of the system by offering unnecessary
services to a larger number of patients and then billing the
government. In the face of increasing loss and the need for cost
containment , NHI changed the payment system from fee-for-service
to a global budget, a kind of prospective payment system, in
2002.
Thailand
Data on
health care are out of date, but in 1995 Thailand
had 0.3 physicians and
1.9 hospital beds per 1,000 population. In 2002 annual
spending on health care amounted to US$321 per person in
purchasing power parity (PPP). Total
expenditures represented about 4.4 percent of the
gross domestic product (GDP); of this
amount, 57.1 percent came from public sources and 42.9 percent from
private sources. Some 85 percent of the population had access to
potable water in 2002, and 99 percent
had access to
sanitation.
Human immunodeficiency virus/acquired immune deficiency
syndrome (HIV/AIDS) is a serious problem in Thailand. The
United Nations Programme on HIV/AIDS (
UNAIDS)
reported in November 2004 that the Thai government had launched a
well-funded, politically supported, and pragmatic response to the
epidemic. As a result, national adult HIV prevalence has decreased
to an estimated 1.5 percent of all persons aged 15 to 49 years (or
about 1.8 percent of the total population). It was also reported
that 58,000 adults and children had died from AIDS since the first
case was reported in 1984. The government has begun to improve its
support to persons with HIV/AIDS and has provided funds to HIV/AIDS
support groups. Public programs have begun to alter unsafe
behavior, but discrimination against those infected continues. The
government has funded an
antiretroviral drug program and, as of
September 2006, more than 80,000 HIV/AIDS patients had received
such drugs. Highly pathogenic H5N1 avian influenza (
bird flu) has been found among birds in Thailand as
well as surrounding areas. The government has pledged financial
support for the prevention effort, which mainly focuses on changing
poultry farming methods. Major infectious diseases in Thailand also
include bacterial
diarrhea,
hepatitis,
dengue
fever,
malaria,
Japanese encephalitis,
rabies, and
leptospirosis.
Thailand
introduced universal coverage reforms in 2001,
becoming one of only a handful of lower-middle income countries to
do so. Means-tested health care for low income households
was replaced by a new and more comprehensive insurance scheme,
originally known as the 30 baht project, in line with the small
co-payment charged for treatment. People joining the scheme receive
a gold card which allows them to access services in their health
district, and, if necessary, be referred for specialist treatment
elsewhere. The bulk of finance comes from public revenues, with
funding allocated to Contracting Units for Primary Care annually on
a population basis. According to the WHO, 65% of Thailand's health
care expenditure in 2004 came from the government, 35% was from
private sources. Although the reforms have received a good deal of
critical comment, they have proved popular with poorer Thais,
especially in rural areas, and survived the change of government
after the 2006 military coup. The then Public Health Minister,
Mongkol Na Songkhla, abolished the 30 baht co-payment and made the
UC scheme free. It is not yet clear whether the scheme will be
modified further under the coalition government that came to power
in January 2008.
Trinidad and Tobago
Trinidad and
Tobago
operates under a two-tier health-care
system. That is, there is the existence of both private
health-care facilities and public health-care facilities.The
Ministry of Health is responsible for leading the health sector.
The service provision aspect of public health care has been
devolved to newly created entities, the Regional Health Authorities
(RHAs). The Ministry of Health is shifting its focus to concentrate
on policy development, planning, monitoring and evaluation,
regulation, financing and research. Citizens can access free health
care at public health care facilities where health insurance is not
required. The health-care system in the country is universal as
almost all citizens utilise the services provided. Some, though,
opt for private health-care facilities for their ailments.
Recently, the government of Trinidad and Tobago has launched CDAP
(Chronic Disease Assistance Programme). The Chronic Disease
Assistance Programme provides citizens with free prescription drugs
and other pharmaceutical items to combat several health
conditions.
Turkmenistan
In the post-Soviet era, reduced funding has put the health system
in poor condition.
In 2002 Turkmenistan
had 50 hospital beds per 10,000 population, less
than half the number in 1996. Overall policy has targeted
specialized impatient facilities to the detriment of basic,
outpatient care. Since the late 1990s, many rural facilities have
closed, making care available principally in urban areas.
President
Niyazov’s 2005 proposal to close all
hospitals outside Ashgabat
intensified this trend. Physicians are poorly trained, modern medical
techniques are rarely used, and medications are in short supply. In
2004 Niyazov dismissed 15,000 medical professionals, exacerbating
the shortage of personnel. In some cases, professionals have been
replaced by military conscripts. Private health care is rare, as
the state maintains a near monopoly. Free public health care was
abolished in 2004.
United Kingdom
Each of the four
countries of the United
Kingdom has a separate but co-operating public health care
system. For details of healthcare in each country, see:
England,
Scotland,
Northern Ireland,
Wales
While prescription charges of £7.20 per item are levied by the
health service in England, with exclusions for those who are not of
working age (the young and the elderly), or those who satisfy
certain criteria such as low income or permanent disabilities,
Wales has already abolished all prescription charges, and Northern
Ireland and Scotland will have abolished all charges by 2010 and
2011 respectively (though Scotland currently charges £4 per
item.)
United States
The United States is alone among developed nations in not having a
universal health care system.
Healthcare in the U.S. does, however, have significant publicly
funded components.
Medicare
covers the elderly and disabled with a historical work record,
Medicaid is available for some, but not all
of the poor, and the
State Children's
Health Insurance Program covers children of low-income
families. The
Veterans
Health Administration directly provides health care to U.S.
military veterans through a nationwide network of government
hospitals; while active duty service members, retired service
members and their dependents are eligible for benefits through
TRICARE. Together, these tax-financed
programs cover 27.8% of the population and make the government the
largest health insurer in the nation.
Roughly two thirds of urban hospitals in the U.S. are
non-profit hospitals and the balance
evenly divided between
for-profit
hospitals and
public hospitals.
The urban public hospitals are often associated with medical
schools. For example, the largest public hospital system in America
is the
New York City
Health and Hospitals Corporation, which is associated with the
New York
University School of Medicine.
Although public hospitals constitute the greatest percentage of
non-federal hospitals, care in the U.S. is generally provided by
physicians in private practice and private hospitals. Just over 59%
of Americans receive health insurance through an employer, although
this number is declining and the employee's expected contribution
to these plans varies widely and is increasing as costs escalate .
A significant number of people cannot obtain health insurance
through their employer or are unable to afford individual coverage
. The U.S. Census Bureau estimated that 15.3% of the U.S.
population, or 45.7 million people, were uninsured at some time in
2007. More than 38% of the uninsured are in households earning
$50,000 or more per year. The census also states that 16.7% of the
39.6 million on Medicaid incorrectly reported they were uninsured.
A few
states have taken serious steps toward universal health care
coverage, most notably Minnesota
, Massachusetts
and Connecticut
, with recent examples being the Massachusetts 2006
Health Reform Statute and Connecticut's SustiNet plan to provide quality, affordable health
care to state residents. In 2005, the United States spent
15.2% of GDP on health care, or US$6,347 per capita. Of that,
approximately 45% was government expenditure.
Consumer driven health
care is a plan put forth by the
National Center for Policy
Analysis, a self-described conservative think tank.
It refers to a method of financing health care being the combination of a savings plan with a health insurance policy that pays for the most catastrophic health care needs. As such it sits between fully comprehensive low or zero deductible/co-pay insurance policy and meeting all health insurance out of pocket. This type of arrangements relieves the insurance company for paying for all but the most catastrophic of medical expenses. This reduces the monthly premium paid by the insured but the consumer is then expected to put aside money into a Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), or similar medical payment products, from which the majority of routine health care expenses and the first large slice of any catastrophic insurance claim would be used to pay health care providers and prescription medicines. The advantage of this system is that the consumer is expected to play a higher role in ensuring value for money. But this is but one option of many that have been discussed in the current debates in the U.S.Congress.
United Arab Emirates
Standards
of health care are considered to be generally high in the United Arab
Emirates
, resulting from increased government spending
during strong economic years. According to the UAE
government, total expenditures on health care from 1996 to 2003
were US$436 million. According to the
World Health Organization, in 2004
total expenditures on health care constituted 2.9 percent of
gross domestic product (GDP),
and the per capita expenditure for health care was US$497. Health
care currently is free only for UAE citizens.
Effective January
2006, all residents of Abu
Dhabi
are covered by a new comprehensive health insurance
program; costs will be shared between employers and
employees. The number of
doctors
per 100,000 (annual average, 1990–99) is 181. The UAE now has 40
public hospitals, compared with only seven in 1970. The Ministry of
Health is undertaking a multimillion-dollar program to expand
health facilities⎯hospitals, medical centers, and a trauma
center⎯in the seven emirates. A state-of-the-art general hospital
has opened in Abu Dhabi with a projected bed capacity of 143, a
trauma unit, and the first home health care program in the UAE.
To
attract wealthy UAE nationals and expatriates who traditionally
have traveled abroad for serious medical care, Dubai is developing
Dubai
Healthcare City
, a hospital free zone that will offer
international-standard advanced private health care and provide an
academic medical training center; completion is scheduled for
2010.
Uzbekistan
In the
post-Soviet
era, the
quality of Uzbekistan
’s health care has
declined. Between 1992 and 2003, spending on health care and
the ratio of hospital beds to population both decreased by nearly
50 percent, and Russian
emigration in
that decade deprived the health system of many practitioners. In
2004 Uzbekistan had 53 hospital beds per 10,000 population. Basic
medical supplies such as disposable
needles,
anesthetics, and
antibiotics are in very short supply. Although
all citizens nominally are entitled to
free health care, in the post-Soviet era
bribery has become a common way to bypass
the slow and limited service of the state system. In the early
2000s, policy has focused on improving primary health care
facilities and cutting the cost of inpatient facilities. The state
budget for 2006 allotted 11.1 percent to health expenditures,
compared with 10.9 percent in 2005.
Vietnam
The
overall quality of health in Vietnam
is regarded as good, as reflected by 2005
estimates of life expectancy (70.61
years) and infant mortality (25.95 per 1,000 live births).
However,
malnutrition is still common
in the provinces, and the life expectancy and
infant mortality rates are stagnating. In
2001 government spending on health care corresponded to just 0.9
percent of
gross domestic
product (GDP). Government subsidies covered only about 20
percent of health care expenses, with the remaining 80 percent
coming out of individuals’ own pockets.
In 1954 the government in the North established a public health
system that reached down to the hamlet level. After reunification
in 1976, this system was extended to the South. Beginning in the
late 1980s, the quality of health care began to decline as a result
of budgetary constraints, a shift of responsibility to the
provinces, and the introduction of charges. Inadequate funding has
led to delays in planned upgrades to
water
supply and
sewage systems. As a result,
almost half the population has no access to clean water, a
deficiency that promotes such infectious diseases as
malaria,
dengue fever,
typhoid, and
cholera.
Inadequate funding also has contributed to a shortage of
nurses,
midwives, and
hospital beds. In 2000 Vietnam had only 250,000 hospital beds, or
14.8 beds per 10,000 people, a very low ratio among Asian nations,
according to the
World Bank.
Wales
Healthcare in Wales
is mainly
provided by the country's public health service, NHS Wales, that provides healthcare to all UK
permanent residents that is free at the point of need and paid for
from general taxation. Though the public system dominates
healthcare provision, private health care and a wide variety of
alternative and complementary treatments are available for those
with health insurance or willing to pay directly themselves.
Yemen
Despite
the significant progress Yemen
has made
to expand and improve its health care system over the past decade,
the system remains severely underdeveloped. Total
expenditures on health care in 2002 constituted 3.7 percent of
gross domestic product. In
that same year, the per capita expenditure for health care was very
low, as compared with other
Middle
Eastern countries—US$58 according to
United Nations statistics and US$23 according
to the
World Health
Organization. According to the
World
Bank, the number of
doctors in Yemen
rose by an average of more than 7 percent between 1995 and 2000,
but as of 2004 there were still only three doctors per 10,000
persons. In 2003 Yemen had only 0.6 hospital beds available per
1,000 persons. Health care services are particularly scarce in
rural areas; only 25 percent of rural areas are covered by health
services, as compared with 80 percent of urban areas.
Emergency services, such as
ambulance service and
blood
banks, are non-existent. Most childhood deaths are caused by
illnesses for which
vaccines exist or that
are otherwise preventable. According to the
Joint United Nations
Programme on HIV/AIDS, in 2003 an estimated 12,000 people in
Yemen were living with
human immunodeficiency virus/acquired immune deficiency
syndrome (HIV/AIDS).
Zimbabwe
Zimbabwe now has one of the lowest life expectancies on Earth - 44
for men and 43 for women, down from 60 in 1990. The rapid drop has
been ascribed mainly to the
HIV/AIDS pandemic.
Infant mortality has risen from 59 per
thousand in the late 1990s to 123 per 1000 by 2004. The health
system has more or less collapsed: By the end of November 2008,
three of Zimbabwe's four major
hospitals
had shut down, along with the Zimbabwe
Medical School and the fourth major hospital
had two
ward and no
operating theatres working. Due to
hyperinflation, those
hospitals still open are not able to obtain basic drugs and
medicines. The ongoing political and
economic crisis also contributed to the
emigration of the doctors and people with medical
knowledge. In August 2008, large areas of Zimbabwe were struck by
the ongoing
cholera epidemic.
See also
References
External links